What Is Meditation? Meditation is a mind and body practice where individuals use techniques to achieve a mentally and emotionally clear mind. The history of meditation dates back as far as 3000 BCE from a Hindu tradition in India. More recently, the Harvard Medical School has conducted scientific studies of meditation’s benefits and its healing
What is Compound Interest? Compound interest refers to the continuous addition of interest to a principal sum. In other words, when reoccurring interest payments are reinvested into an initial sum, it results in exponential growth. This is because each reinvested interest payment will be larger than the last. To clarify, compound interest occurs when there
What is the Stock Market? The stock market is a collection of markets and exchanges where people buy and sell shares of publicly-held companies. A trade will occur when someone has shares they want to sell for cash, and another person has cash they want to use to buy shares. You will execute the trade
What is a 401(k)? A 401(k) is a retirement account that the employer sponsors. This account allows employees to prepare for their retirement by dedicating a percentage of their pre-taxed income to a separate account. In other words, you will place every pay period a percentage of the income you earn from your employer into
What is Motivation? Motivation is the general desire or willingness of a person to take action. The initiative to ack can be incited by outside forces (extrinsic motivation) or inside forces (intrinsic motivation). Regardless of where the energy derives from, having this ambition is essential to obtaining goals and success. However, studies have shown that
What is the Best Budgeting App in 2021? A budget is a financial plan that estimates income and sets expense limits within a given period of time. Understanding how to create and follow a good budget is essential to building long-term wealth. Therefore, finding a budgeting tool to help aid your financial habits is significant.
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