What Is an Asset? In personal finance, an asset is anything you own or control that produces economic value, future profits, or positive cash flow. Assets broadly differ in form and can be tangible (touchable) or intangible (untouchable). However, as long as it is producing positive economic value, it is considered an asset. The key
What Is NIO? NIO is a Chinese-based company that specializes in designing, manufacturing, and selling electric vehicles. The company was founded in November 2014 by William Li Bin, a Chinese entrepreneur. NIO has been hitting headlines recently after the stock price increased 240% over the past year. The question is whether NIO can become the next
Why Are Books Important? You often hear stories about people spending thousands and thousands of dollars on training from the “gurus” in the industry. You hear it over and over again: people get sucked into seminars and classes, spending all of their money just to be told in the end that they need to invest in
What Are Habits? Habits are profoundly misunderstood; therefore, they are usually dealt with inadequately. This is why habits are seemingly impossible to break. Have you ever tried to stop a bad habit but failed? You’ve probably tried to stop the same bad habit numerous times but never successfully. If so, don’t get discouraged; this is
Is Saving Money Important? Before we jump into how to save money properly, we must first understand why it is important. It is valid to question the importance of saving money. Most people have steady incomes that seemingly won’t change. For this reason, many people feel that they can spend all of their paychecks because
Is Bad Advice Keeping Me Poor? Advice is guidance or recommendations concerning what future actions you should take. Typically these tips are given by someone regarded as knowledgeable or authoritative. For instance, we ask doctors for advice on our bodies, and we ask math professors how to solve complicated algebraic problems. However, when it comes
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